Real-World Math, Meets Common Cents!
Common Cents
Personal Financial Preparedness Program
The most simplified way to connect students to math is by teaching money management skills. Kids are never too young to learn about making good financial decisions and preparing for their futures. Learning great tips about managing earnings, spending, saving, giving and investing can help students and their families enjoy a better quality of life in the near future.
The ARES Foundation in partnership with Common Denominator formerly Top Honors Inc. announces the launch of a comprehensive initiative to teach financial education preparedness to Middle School students and their families living in New York City. Building on a track record of twenty-two years of successfully reconnecting struggling and promotion in doubt middle schoolers to mathematics Common Denominator integrates personal financial preparedness lessons into C/D’s math curriculum, and delivers a series of personal finance seminars to help parents make smart financial decisions that will help them to take control of their financial futures.
What’s in your Wallet?
It is never too early to integrate a solid financial education into students math content. Financial Literacy helps individuals make healthy financial choices and paves the way forward towards a secure financial future. Lesson number one begins with middle schoolers exploring what’s in their wallets and how to keep it there.
Common Denominator's Common Cents: Personal Financial Preparedness Program stands at the vanguard of financial literacy, advancing wealth-building and economic independence for families. This initiative, through a blend of financial tutoring and Culturally Responsive Education (CRE), aims to close the wealth gap by empowering middle schoolers, 9th graders and their guardians with vital financial tools. C/D students will acquire and apply personal finance knowledge as they strengthen their math skills.
What is the 50/30/20 Rule?
You are never too young to learn about making good financial decisions and preparing for the future. No matter where you live, your earnings can be saved to benefit you and your long-term goals. You can choose to save your earnings in a piggy bank , in a jar, under your bed, held by a parent or keep it in a bank. Lesson number two helps explore savings options and their benefits together.
Needs VS Wants!
Lesson number three takes a deep dive into examining the value of a purchase and how the purchase will benefit you – not just today, but long term. Gaining a comprehensive understanding about how debt (“good/bad”) will impact your financial future, leaving lasting benefits, or is it something that will satisfy an immediate desire that you can’t afford.
The Common Cents: Personal Financial Preparedness Program rests on three main pillars: Math Tutoring and Financial Preparedness for youth, Personal Financial seminars for parents/guardians of students served and engaging digital math games to reinforce learning.
Financial Security
Most people don’t think a lot about investing as a child, but there are plenty of reasons why it makes sense to get started early. Wealth Building: One of the best ways to build wealth over time is to invest — and starting at a young age can improve the chances of success down the road.